ISO’s Public Protection Classification (PPC™) Program
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To help establish appropriate fire insurance premiums for residential and commercial properties, insurance companies need reliable, up-to-date information about a community’s fire-protection services. ISO provides that information through the Public Protection Classification (PPC™) program.
What is the PPC program?
ISO collects information on municipal fire-protection efforts in communities throughout the United States. In each of those communities, ISO analyzes the relevant data using our Fire Suppression Rating Schedule (FSRS). We then assign a Public Protection Classification from 1 to 10. Class 1 generally represents superior property fire protection, and Class 10 indicates that the area's fire-suppression program doesn't meet ISO’s minimum criteria.
By classifying communities' ability to suppress fires, ISO helps the communities evaluate their public fire-protection services. The program provides an objective, countrywide standard that helps fire departments in planning and budgeting for facilities, equipment, and training. And by securing lower fire insurance premiums for communities with better public protection, the PPC program provides incentives and rewards for communities that choose to improve their firefighting services.
ISO has extensive information on more than 47,000 fire-response jurisdictions.
How this website can help you
This website contains a wealth of information about the PPC program and the Fire Suppression Rating Schedule (FSRS). The website can also lead you to specific information about your community’s PPC code and what you can do to get a better code.
Some of the technical information in the site is available to registered customers and fire officials only. Find out how to register.
Follow the links for:
Public Protection Classification program
Fire Suppression Rating Schedule
Your community’s PPC survey
Selected technical subjects
Access to technical documents
These pages are available to registered customers and fire chiefs only. Find out how
For more information . . .
. . . on any topic related to the PPC program or the Fire Suppression Rating Schedule, click Talk to ISO Mitigation, or call the ISO mitigation specialists at 1-800-444-4554.