What If Our PPCTM Gets Worse?

If ISO calculates a Public Protection Classification (PPCTM) worse than the previous one, ISO will notify the community. However, at that stage, ISO will not distribute the information to the insurance industry to use for premium calculations. ISO will identify for the community the features that affect the classification. If the community then wishes to improve its classification, ISO can help with the process. ISO will postpone publication of the new PPC for up to 90 days while the community develops an improvement plan. ISO will then evaluate the plan and the projected completion dates. The community should complete the improvements within six months of receiving notification of the worse PPC. During that time, the previous classification will remain as the distributed PPC.

ISO also recognizes that communities may not wish to make changes. If the community decides not to improve the classification, or does not notify ISO of any intention to improve, ISO will publish the new PPC.

For more information . . .
. . . on any topic related to the PPC program or the Fire Suppression Rating Schedule, click Talk to ISO Mitigation, or call the ISO mitigation specialists at 1-800-444-4554.