Communities that rigorously enforce conservative building codes mandate construction practices that mitigate damages daily and when natural disasters strike. ISO’s Building Code Effectiveness Grading Schedule (BCEGS®) evaluates the adopted building code, any amendments to that code, and the community’s commitment to code enforcement.

Is the cost of mitigation worth it? Is there a decrease in insured loss for every dollar spent on mitigation? The answer to both questions is a resounding “Yes.”

The major takeaway: Every dollar spent on mitigation saves society four dollars.

The Multihazard Mitigation Council of the National Institute of Building Sciences — tasked with reducing the total losses associated with natural and other hazards — conducted an independent study to quantify the future savings (in terms of losses avoided) from hazard mitigation activities. Funded by the Federal Emergency Management Agency (FEMA), the study looked at mitigation activities for earthquake, wind, and flood. It addressed two types of mitigation activity: project mitigations and process mitigations. Project mitigations include physical measures to avoid or reduce damage from disasters, such as elevating structures in flood plains and strengthening structures to resist wind forces. Process mitigations include activities that lead to policies and practices that reduce risk and loss, such as educating decision makers and fostering adoption of strong building codes.

The study findings indicated that the natural hazard mitigation activities funded by several FEMA grant programs between 1993 and 2003 were cost-effective and reduced future losses from earthquake, wind, and flood, resulting in significant net benefits to society.

The study conclusions reinforce that mitigation is most effective when carried out on a comprehensive, communitywide, long-term basis. They also highlight the need for continuing analysis of the effectiveness of mitigation activities — an essential component for building resilient communities.

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Working Together

ISO Community Hazard Mitigation actively works with fire departments, building departments, water suppliers, and municipalities with our Public Protection Classification (PPC™), Building Code Effectiveness Grading Schedule (BCEGS®), water outreach, and emergency communication center review programs. With your participation and cooperation, we will attain our ultimate goal: safer communities.

Featured Content:

FLASH®: Fighting for safe homes

FLASH®: Fighting for safe homes

An interview with Leslie Chapman-Henderson, President and CEO of the Federal Alliance for Safe Homes (FLASH®). FLASH is the country’s leading consumer advocate for strengthening homes and safeguarding families from natural and man-made disasters.

Fire Suppression Rating Schedule

ISO’s Fire Suppression Rating Schedule (FSRS), evaluates four primary categories of fire suppression — fire department, emergency communications, water supply, and community risk reduction. The FSRS includes standards set by the National Fire Protection Association (NFPA). Click here to see the standards and registration instructions. Learn more about the FSRS and obtain the latest edition.

Chief Thomas Weber

Fire Service

Chief Thomas Weber
CFO, EFO, MPA, MiFireE

National Director, ISO Community Hazard Mitigation

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Anthony Zampella

Water Resources

Anthony Zampella

National Water Resources manager, ISO Community Hazard Mitigation

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Joseph Fratantaro

Emergency Communications

Joseph Fratantaro

Manager, ISO Community Hazard Mitigation

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Dale Thomure

Building Codes

Dale Thomure
CBO, CFM

Manager, Community Hazard Mitigation (BCEGS)

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