It may seem straightforward, but to me, it goes right to the core of what ISO Community Hazard Mitigation does. We manage the Building Code Effectiveness Grading Schedule (BCEGS®) program, and one of our main goals is to help prevent damage due to earthquakes, wind, and other natural catastrophes.

Our mantra is simple: Municipalities with well-enforced, up-to-date building codes will demonstrate better loss experience when an event occurs, and insurance rates can reflect that. There are nearly 20,000 building department jurisdictions in the nation; and we assess almost all of them. Through BCEGS, we evaluate their current codes and code enforcement efforts and assign each municipality a BCEGS grade from 1 (exemplary commitment to building code enforcement) to 10.

Insurers that use BCEGS can more accurately assign risk to individual properties and communities. The prospect of lessening catastrophe-related damage and ultimately lowering insurance costs provides an incentive for communities to enforce building codes rigorously — especially as they relate to windstorm and earthquake damage.

So, when I read that damage was contained to “older, unreinforced masonry buildings” and “damage to newer construction was generally limited,” I had mixed emotions. New construction generally performed as we would hope, and older buildings not built to current codes didn’t hold up nearly as well. The report proved our mantra true — but considering the hardships involved, it’s not always fun to be right.

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Working Together

ISO Community Hazard Mitigation actively works with fire departments, building departments, water suppliers, and municipalities with our Public Protection Classification (PPC™), Building Code Effectiveness Grading Schedule (BCEGS®), water outreach, and emergency communication center review programs. With your participation and cooperation, we will attain our ultimate goal: safer communities.

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FLASH®: Fighting for safe homes

An interview with Leslie Chapman-Henderson, President and CEO of the Federal Alliance for Safe Homes (FLASH®). FLASH is the country’s leading consumer advocate for strengthening homes and safeguarding families from natural and man-made disasters.

Fire Suppression Rating Schedule

ISO’s Fire Suppression Rating Schedule (FSRS), evaluates four primary categories of fire suppression — fire department, emergency communications, water supply, and community risk reduction. The FSRS includes standards set by the National Fire Protection Association (NFPA). Click here to see the standards and registration instructions. Learn more about the FSRS and obtain the latest edition.

Chief Thomas Weber

Fire Service

Chief Thomas Weber
CFO, EFO, MPA, MiFireE

National Director, ISO Community Hazard Mitigation

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Anthony Zampella

Water Resources

Anthony Zampella

National Water Resources manager, ISO Community Hazard Mitigation

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Joseph Fratantaro

Emergency Communications

Joseph Fratantaro

Manager, ISO Community Hazard Mitigation

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Dale Thomure

Building Codes

Dale Thomure
CBO, CFM

Manager, Community Hazard Mitigation (BCEGS)

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