Scope of the PPC Evaluation

The purpose of a public protection survey is to gather information to determine a Public Protection Classification (PPC®), which insurers use for underwriting and to calculate premiums for fire insurance. The Fire Suppression Rating Schedule (FSRS) recognizes fire-protection features only as they relate to suppression of fires in structures.

In many communities, fire suppression may be only a small part of the fire department's overall responsibility. We recognize the dynamic and comprehensive duties of a community’s fire service. We understand the complex decisions a community must make in planning and delivering emergency services. However, we evaluate only features related to reducing property losses from fire.

For more information on any topic related to the Public Protection Classification (PPC®) program or the Fire Suppression Rating Schedule, Contact us, or call our mitigation specialists at 1-800-444-4554.