Building Code Effectiveness Grading Schedule (BCEGS®) Data Usage and Applicability

As well as being a factor in insurance rating and underwriting, BCEGS data is used in a variety of programs and applications:

Insurance Applications

  • Filed advisory credits by peril
  • Building Underwriting Reports
  • Enhanced Wind Rating Program applicable to commercial properties
  • AIR Catastrophe Models

Federal Emergency Management Agency (FEMA)

  • BCEGS classifications are a factor in the National Flood Insurance Program’s (NFIP) Community Rating System (CRS) which offers potential discounts on flood insurance.
  • Community classifications are a component of the Building Resilient Infrastructure and Communities (BRIC) grant program which offers funds to help communities finance hazard mitigation projects.
  • FEMA has used information about community building code enforcement efforts in their Loss Avoidance Studies (LAS). These studies determine losses avoided due to their hazard mitigation actions.
  • BCEGS data is utilized in the Building Code Adoption Tracking System (BCATS) within FEMA to inform policy decisions and share data about efforts toward code adoption with regional partners.

Federal Alliance for Safe Homes (FLASH)

ISO® is a legacy partner and supporter of the Federal Alliance for Safe Homes, a code advocacy organization promoting resilient construction and effective code enforcement practices.

Academic Studies

Code Advocacy

2019 National Building Code Assessment Report

National Building Code Analysis: A 10-Year Review

ISO’s 2019 report provides the latest information on building code effectiveness and enforcement nationwide. Download report.

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